Many vehicles in Singapore who have suffered damages in the hands of fallen trees and branches.
Vehicle owners whose cars have suffered damages caused by falling branches or trees can claim compensation from some insurance firms. Earlier such events were referred to as “acts of God” and were not covered as part of the insurance compensation.
According to a Straits Times article in Jan, 2016, Mr Peh Chee Keong, the Vice President of Motor Insurance at NTUC Income has further corroborated this by claiming that their motor insurance covers any damage caused by fallen branches or trees.
A spokesperson for Aviva has also verified that all Aviva policyholders can claim compensation against their own policies when their vehicles have been damaged on account on fallen trees.
The payout amount will depend on the extent of damage caused by the fallen trees or branches.
However, not all insurance policies cover acts of god. If your motor insurance is due for renewal, it is time to review the terms and conditions offered by your insurer.
As an insurance broker, we are able to help you compare not only the premium, but the terms of your motor insurance.