Bumps on the road often translate to bumps in your life. Procedures and paperwork can be all too time-consuming and completely derail your plans.

But if you are a motor insurance policyholder with Liberty Insurance, your post motor accident experience will be a breeze with LibertyOne.

LibertyOne takes care of all your needs, freeing you up and getting your life back on track as soon as possible. LibertyOne is a 3-in-1 solution

1. Report – They’ll come to wherever you are to help you out with reporting the accident.
2. Repair – When they come help you with the accident report, your car will also be driven to a LibertyOne preferred workshop for repairs.
3. Replacement Car – At the same time, Liberty will hand over your free replacement car for up to 30 days. Once your repairs are done, they’ll even deliver your fixed car to you and pick up the replacement car on the spot.

You don’t need to sign up LibertyOne. As long as you’re covered by Liberty’s comprehensive private motor insurance, you’re already enjoying the service.

Car insurance excess, also known as deductible, is the first amount of the claim which the insured person has to bear.

For example, if the insured person has an excess of $500 and the total repair costs $5,000, then the insured has to pay $500 while the insurer pays the remaining $4,500.

With an excess, the car owner would tend to be more careful. This is because if a claims occur, the insured also has to be out of pocket and share the claim. Imposes some excess will help insurer manage the overall claim.

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