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Does Motor Insurance Cover GrabHitch

10th October 2018 by SGBizInsure Leave a Comment

Is accident during a GrabHitch ride covered by Motor Insurance?

Recently, Liberty insurance clarified that they consider GrabHitch to be similar to carpooling. According to Liberty insurance, “under Section 142 of the Road Traffic Act, this is not considered for hire or reward, nor do drivers need to convert their private car motor insurance to commercial motor insurance to drive with GrabHitch”.

In the event of an accident occurring during a GrabHitch ride, both the named driver and passengers will be covered under the same terms as if it was a regular ride.

Note this only applies to motor insurance purchased by Liberty Insurance. If you are a GrabHitch driver, you should check with your existing insurer about their terms and conditions.

Filed Under: Motor Insurance

Hassle free motor insurance claim with LibertyOne

1st April 2017 by SGBizInsure Leave a Comment

Bumps on the road often translate to bumps in your life. Procedures and paperwork can be all too time-consuming and completely derail your plans.

But if you are a motor insurance policyholder with Liberty Insurance, your post motor accident experience will be a breeze with LibertyOne.

LibertyOne takes care of all your needs, freeing you up and getting your life back on track as soon as possible. LibertyOne is a 3-in-1 solution

  1. Report – They’ll come to wherever you are to help you out with reporting the accident.
  2. Repair – When they come help you with the accident report, your car will also be driven to a LibertyOne preferred workshop for repairs.
  3. Replacement Car – At the same time, Liberty will hand over your free replacement car for up to 30 days. Once your repairs are done, they’ll even deliver your fixed car to you and pick up the replacement car on the spot.

You don’t need to sign up LibertyOne. As long as you’re covered by Liberty’s comprehensive private motor insurance, you’re already enjoying the service.

Filed Under: Motor Insurance Tagged With: insurance claim

What is car insurance excess

28th July 2016 by SGBizInsure Leave a Comment

Car insurance excess, also known as deductible, is the first amount of the claim which the insured person has to bear.

One person died in this three-car crash. (KATU News photo)

For example, if the insured person has an excess of $500 and the total repair costs $5,000, then the insured has to pay $500 while the insurer pays the remaining $4,500.

With an excess, the car owner would tend to be more careful. This is because if a claims occur, the insured also has to be out of pocket and share the claim. Imposes some excess will help insurer manage the overall claim.

[Read more…]

Filed Under: Motor Insurance Tagged With: insurance claim

Does motor insurance cover damage caused by trees

25th July 2016 by SGBizInsure Leave a Comment

Many vehicles in Singapore who have suffered damages in the hands of fallen trees and branches.

Vehicle owners whose cars have suffered damages caused by falling branches or trees can claim compensation from some insurance firms. Earlier such events were referred to as “acts of God” and were not covered as part of the insurance compensation.

According to a Straits Times article in Jan, 2016, Mr Peh Chee Keong, the Vice President of Motor Insurance at NTUC Income has further corroborated this by claiming that their motor insurance covers any damage caused by fallen branches or trees.

A spokesperson for Aviva has also verified that all Aviva policyholders can claim compensation against their own policies when their vehicles have been damaged on account on fallen trees.

The payout amount will depend on the extent of damage caused by the fallen trees or branches.

However, not all insurance policies cover acts of god. If your motor insurance is due for renewal, it is time to review the terms and conditions offered by your insurer.

As an insurance broker, we are able to help you compare not only the premium, but the terms of your motor insurance.

Click here to for a free motor insurance quote

Filed Under: Motor Insurance Tagged With: insurance claim

Commercial Vehicle Insurance

30th June 2016 by SGBizInsure Leave a Comment

Your commercial vehicle is a vital part of your business. That’s why it’s important to protect it with the right commercial vehicle insurance plan.

commercial-vehicle-insurance-quote

As an leading insurance broker, we are here to help. There are many benefits of getting commercial vehicle insurance through us:

[Read more…]

Filed Under: Featured, Motor Insurance

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